49.A wise man will make tools of what comes to hand. 能随机应变的人是聪明人。

48.No man is born wise. 聪明非天生。

47.He is wise that hath wit enough for his own affairs. 明智者有足够的机智处理自己的事情。

46.A wise man cares not for what he cannot have. 智者不强求。

45.He is wise that knows when he's well enough. 知足为智者。

44.Wise men learn by other men's mistakes;fools by their own. 聪明人从旁人的错误中吸取教训，愚笨人则从自身的错误中吸取教训。

43.Wise men have their mouth in their heart,fools their heart in their mouth. 聪明人嘴在心里，愚蠢人心在嘴边。

42.He is the wisest man who does not think himself so. 不自作聪明便是最聪明。

41.A pound of care will not pay an ounce of debt. 深忧偿不了小债。

40.Out of debt,out of danger. 脱债就脱险。